While it is somewhat dated by subsequent events and new programs, there is a good basic text for creating a program to help avoid foreclosure. Written in late 2008, the book is "Save Your House From Foreclosure!", and is available through many outlets such as Amazon.com, Booksamillion.com and BarnesandNoble.com. It is deliberately short, under 70 pages, but, hey, I figured when I wrote it that someone facing the terrible specter of foreclosure doesn't have either the time or interest in reading War and Peace to possibly find a way to save their home.
Give it a shot--it can't hurt, and may help.
Good luck!
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