Another Source of Help

For homeowners who are under water on their mortgages or having difficulty making their payments on time, there is a national nonprofit that will provide free counseling. The organization is called CredAbility, and in February alone they counseled 6433 homeowners, a 16% jump from the January figure.
You can find them online at credAbility.org or call: (800)251-2227.
Good Luck!